Call reports 2006
FIRST NATIONAL BANK OF LOUISBURG, THE — 2006
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,711,000 | 62,350,000 | 63,298,000 | 84,961,000 |
| Total loans | 29,503,000 | 29,354,000 | 30,499,000 | 30,470,000 |
| Allowance for loan losses | 629,000 | 630,000 | 634,000 | 634,000 |
| Securities available for sale | 28,814,000 | 28,607,000 | 29,437,000 | 48,515,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,677,000 | 49,394,000 | 49,624,000 | 71,160,000 |
| Interest-bearing deposits | 38,627,000 | 37,492,000 | 36,751,000 | 58,287,000 |
| Noninterest-bearing deposits | 11,050,000 | 11,902,000 | 12,873,000 | 12,873,000 |
| Equity capital | 11,501,000 | 11,666,000 | 12,319,000 | 12,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,634,000 | 2,475,000 | 3,372,000 |
| Interest expense | 182,000 | 377,000 | 586,000 | 830,000 |
| Net interest income | 626,000 | 1,257,000 | 1,889,000 | 2,542,000 |
| Noninterest income | 135,000 | 262,000 | 387,000 | 527,000 |
| Noninterest expense | 440,000 | 903,000 | 1,354,000 | 1,865,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 321,000 | 616,000 | 885,000 | 1,121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 616,000 | 885,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,142,000 | 12,437,000 | 12,706,000 | 12,942,000 |
| Total capital | 12,564,000 | 12,855,000 | 13,141,000 | 13,431,000 |
| Risk-weighted assets | 33,574,000 | 33,255,000 | 34,638,000 | 38,962,000 |