Call reports 2005
FIRST NATIONAL BANK OF LOUISBURG, THE — 2005
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,651,000 | 65,475,000 | 64,206,000 | 62,786,000 |
| Total loans | 26,585,000 | 28,706,000 | 28,299,000 | 28,793,000 |
| Allowance for loan losses | 636,000 | 636,000 | 627,000 | 628,000 |
| Securities available for sale | 30,839,000 | 29,659,000 | 30,478,000 | 30,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,045,000 | 53,197,000 | 51,727,000 | 50,469,000 |
| Interest-bearing deposits | 40,927,000 | 41,960,000 | 40,430,000 | 39,396,000 |
| Noninterest-bearing deposits | 11,118,000 | 11,237,000 | 11,297,000 | 11,073,000 |
| Equity capital | 11,432,000 | 12,028,000 | 12,231,000 | 11,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 722,000 | 1,492,000 | 2,290,000 | 3,104,000 |
| Interest expense | 136,000 | 291,000 | 467,000 | 649,000 |
| Net interest income | 586,000 | 1,201,000 | 1,823,000 | 2,455,000 |
| Noninterest income | 122,000 | 247,000 | 375,000 | 516,000 |
| Noninterest expense | 377,000 | 800,000 | 1,208,000 | 1,659,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 331,000 | 648,000 | 990,000 | 1,263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 648,000 | 990,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,969,000 | 12,286,000 | 12,628,000 | 12,301,000 |
| Total capital | 12,353,000 | 12,690,000 | 13,031,000 | 12,704,000 |
| Risk-weighted assets | 30,489,000 | 32,110,000 | 32,034,000 | 31,993,000 |