Call reports 2004
FIRST NATIONAL BANK OF LOUISBURG, THE — 2004
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,584,000 | 63,005,000 | 61,150,000 | 60,396,000 |
| Total loans | 25,522,000 | 24,346,000 | 24,512,000 | 24,329,000 |
| Allowance for loan losses | 650,000 | 636,000 | 636,000 | 636,000 |
| Securities available for sale | 29,087,000 | 28,112,000 | 31,374,000 | 33,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,071,000 | 50,973,000 | 48,409,000 | 47,635,000 |
| Interest-bearing deposits | 41,673,000 | 40,784,000 | 36,551,000 | 36,109,000 |
| Noninterest-bearing deposits | 10,398,000 | 10,189,000 | 11,858,000 | 11,526,000 |
| Equity capital | 12,285,000 | 11,847,000 | 12,527,000 | 12,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 729,000 | 1,445,000 | 2,138,000 | 2,855,000 |
| Interest expense | 114,000 | 230,000 | 342,000 | 450,000 |
| Net interest income | 615,000 | 1,215,000 | 1,796,000 | 2,405,000 |
| Noninterest income | 119,000 | 265,000 | 400,000 | 532,000 |
| Noninterest expense | 340,000 | 834,000 | 1,236,000 | 1,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 394,000 | 646,000 | 960,000 | 1,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 394,000 | 646,000 | 960,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,846,000 | 12,099,000 | 12,413,000 | 12,083,000 |
| Total capital | 12,231,000 | 12,461,000 | 12,771,000 | 12,433,000 |
| Risk-weighted assets | 30,510,000 | 28,707,000 | 28,393,000 | 27,728,000 |