Call reports 2003
FIRST NATIONAL BANK OF LOUISBURG, THE — 2003
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 61,141,000 | 60,952,000 | 58,140,000 | 60,691,000 |
| Total loans | 27,513,000 | 24,956,000 | 24,506,000 | 25,365,000 |
| Allowance for loan losses | 645,000 | 653,000 | 653,000 | 650,000 |
| Securities available for sale | 25,432,000 | 30,322,000 | 29,283,000 | 30,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,995,000 | 48,030,000 | 45,347,000 | 48,358,000 |
| Interest-bearing deposits | 38,668,000 | 36,797,000 | 34,666,000 | 38,328,000 |
| Noninterest-bearing deposits | 9,327,000 | 11,233,000 | 10,681,000 | 10,030,000 |
| Equity capital | 12,931,000 | 12,736,000 | 12,624,000 | 12,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,552,000 | 2,272,000 | 2,976,000 |
| Interest expense | 136,000 | 259,000 | 369,000 | 476,000 |
| Net interest income | 657,000 | 1,293,000 | 1,903,000 | 2,500,000 |
| Noninterest income | 103,000 | 213,000 | 314,000 | 425,000 |
| Noninterest expense | 320,000 | 668,000 | 1,106,000 | 1,557,000 |
| Provision for loan losses | 12,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 428,000 | 818,000 | 1,091,000 | 1,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 428,000 | 818,000 | 1,091,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,327,000 | 12,003,000 | 12,276,000 | 11,933,000 |
| Total capital | 12,718,000 | 12,366,000 | 12,625,000 | 12,301,000 |
| Risk-weighted assets | 31,015,000 | 28,758,000 | 27,630,000 | 29,122,000 |