Call reports 2002
FIRST NATIONAL BANK OF LOUISBURG, THE — 2002
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,333,000 | 65,150,000 | 61,008,000 | 56,402,000 |
| Total loans | 30,887,000 | 29,488,000 | 28,815,000 | 27,822,000 |
| Allowance for loan losses | 614,000 | 635,000 | 631,000 | 637,000 |
| Securities available for sale | 26,939,000 | 29,683,000 | 23,548,000 | 23,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,516,000 | 47,654,000 | 48,204,000 | 43,578,000 |
| Interest-bearing deposits | 40,122,000 | 37,755,000 | 37,874,000 | 34,046,000 |
| Noninterest-bearing deposits | 10,394,000 | 9,899,000 | 10,330,000 | 9,532,000 |
| Equity capital | 11,556,000 | 12,244,000 | 12,547,000 | 12,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 1,920,000 | 2,794,000 | 3,615,000 |
| Interest expense | 263,000 | 512,000 | 705,000 | 861,000 |
| Net interest income | 719,000 | 1,408,000 | 2,089,000 | 2,754,000 |
| Noninterest income | 88,000 | 180,000 | 280,000 | 386,000 |
| Noninterest expense | 316,000 | 671,000 | 1,000,000 | 1,432,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 479,000 | 893,000 | 1,333,000 | 1,660,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 479,000 | 893,000 | 1,333,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,309,000 | 11,732,000 | 11,872,000 | 11,899,000 |
| Total capital | 11,749,000 | 12,161,000 | 12,279,000 | 12,286,000 |
| Risk-weighted assets | 35,041,000 | 34,095,000 | 32,302,000 | 30,422,000 |