Call reports 2001
FIRST NATIONAL BANK OF LOUISBURG, THE — 2001
What FIRST NATIONAL BANK OF LOUISBURG, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,328,000 | 67,508,000 | 67,272,000 | 69,031,000 |
| Total loans | 30,950,000 | 30,620,000 | 30,489,000 | 31,099,000 |
| Allowance for loan losses | 577,000 | 589,000 | 601,000 | 603,000 |
| Securities available for sale | 27,595,000 | 26,276,000 | 28,601,000 | 33,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,405,000 | 55,171,000 | 54,668,000 | 49,254,000 |
| Interest-bearing deposits | 49,540,000 | 46,918,000 | 46,833,000 | 40,375,000 |
| Noninterest-bearing deposits | 8,865,000 | 8,253,000 | 7,835,000 | 8,879,000 |
| Equity capital | 11,243,000 | 11,665,000 | 12,221,000 | 11,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,455,000 | 3,600,000 | 4,623,000 |
| Interest expense | 569,000 | 1,103,000 | 1,563,000 | 1,908,000 |
| Net interest income | 651,000 | 1,352,000 | 2,037,000 | 2,715,000 |
| Noninterest income | 91,000 | 192,000 | 280,000 | 376,000 |
| Noninterest expense | 312,000 | 670,000 | 1,012,000 | 1,412,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 48,000 |
| Pretax income | 418,000 | 850,000 | 1,269,000 | 1,631,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 418,000 | 850,000 | 1,269,000 | 1,631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,886,000 | 11,319,000 | 11,717,000 | 11,361,000 |
| Total capital | 11,329,000 | 11,753,000 | 12,146,000 | 11,804,000 |
| Risk-weighted assets | 35,113,000 | 34,527,000 | 34,098,000 | 35,301,000 |