Call reports 2024
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2024
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 92,300,000 | 92,803,000 | 95,770,000 | 97,606,000 |
| Total loans | 54,328,000 | 55,263,000 | 59,497,000 | 59,994,000 |
| Allowance for loan losses | 413,000 | 411,000 | 406,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 31,897,000 | 30,489,000 | 30,083,000 | 29,723,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,924,000 | 78,487,000 | 78,157,000 | 80,110,000 |
| Interest-bearing deposits | 78,924,000 | 78,487,000 | 78,157,000 | 80,110,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 11,955,000 | 11,861,000 | 11,854,000 | 11,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,698,000 | 2,621,000 | 3,594,000 |
| Interest expense | 672,000 | 1,369,000 | 2,132,000 | 2,908,000 |
| Net interest income | 163,000 | 329,000 | 489,000 | 686,000 |
| Noninterest income | 15,000 | 29,000 | 45,000 | 61,000 |
| Noninterest expense | 267,000 | 526,000 | 781,000 | 1,031,000 |
| Provision for loan losses | -7,000 | -9,000 | -13,000 | -13,000 |
| Pretax income | -115,000 | -209,000 | -216,000 | -319,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -115,000 | -209,000 | -216,000 | -319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,955,000 | 11,861,000 | 11,854,000 | 11,751,000 |
| Total capital | 12,368,000 | 12,271,000 | 12,260,000 | 12,090,000 |
| Risk-weighted assets | 38,411,000 | 39,073,000 | 38,392,000 | 42,324,000 |