Call reports 2023
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2023
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 93,645,000 | 93,108,000 | 92,604,000 | 92,157,000 |
| Total loans | 50,761,000 | 50,897,000 | 53,067,000 | 54,209,000 |
| Allowance for loan losses | 422,000 | 408,000 | 414,000 | 419,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,380,000 | 34,554,000 | 32,858,000 | 32,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,920,000 | 79,520,000 | 79,128,000 | 78,684,000 |
| Interest-bearing deposits | 78,920,000 | 79,520,000 | 79,128,000 | 78,684,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,360,000 | 12,217,000 | 12,091,000 | 12,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,493,000 | 2,276,000 | 3,094,000 |
| Interest expense | 571,000 | 1,186,000 | 1,803,000 | 2,462,000 |
| Net interest income | 162,000 | 307,000 | 473,000 | 632,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 52,000 |
| Noninterest expense | 256,000 | 515,000 | 774,000 | 1,032,000 |
| Provision for loan losses | 0 | -14,000 | -8,000 | -3,000 |
| Pretax income | -49,000 | -192,000 | -318,000 | -339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -49,000 | -192,000 | -318,000 | -339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,360,000 | 12,217,000 | 12,091,000 | 12,070,000 |
| Total capital | 12,782,000 | 12,626,000 | 12,505,000 | 12,489,000 |
| Risk-weighted assets | 37,637,000 | 38,167,000 | 37,689,000 | 39,378,000 |