Call reports 2022
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2022
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 93,871,000 | 93,805,000 | 92,084,000 | 93,126,000 |
| Total loans | 49,688,000 | 49,456,000 | 49,772,000 | 51,135,000 |
| Allowance for loan losses | 418,000 | 335,000 | 340,000 | 340,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 36,479,000 | 37,266,000 | 36,535,000 | 35,231,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,681,000 | 80,581,000 | 77,952,000 | 78,213,000 |
| Interest-bearing deposits | 80,681,000 | 80,581,000 | 77,952,000 | 78,213,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,816,000 | 12,848,000 | 12,741,000 | 12,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,234,000 | 1,895,000 | 2,591,000 |
| Interest expense | 385,000 | 778,000 | 1,187,000 | 1,662,000 |
| Net interest income | 227,000 | 456,000 | 708,000 | 929,000 |
| Noninterest income | 12,000 | 25,000 | 24,000 | 36,000 |
| Noninterest expense | 243,000 | 482,000 | 727,000 | 997,000 |
| Provision for loan losses | 36,000 | -47,000 | -41,000 | -41,000 |
| Pretax income | -153,000 | -120,000 | -227,000 | -262,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 218,000 |
| Net income | -155,000 | -122,000 | -229,000 | -480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,816,000 | 12,848,000 | 12,741,000 | 12,491,000 |
| Total capital | 13,234,000 | 13,183,000 | 13,081,000 | 12,831,000 |
| Risk-weighted assets | 38,387,000 | 37,347,000 | 36,938,000 | 37,659,000 |