Call reports 2021
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2021
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,833,000 | 94,631,000 | 94,511,000 | 92,834,000 |
| Total loans | 51,871,000 | 51,898,000 | 50,686,000 | 50,555,000 |
| Allowance for loan losses | 351,000 | 351,000 | 408,000 | 381,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,128,000 | 34,542,000 | 35,277,000 | 34,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,434,000 | 81,221,000 | 81,158,000 | 79,447,000 |
| Interest-bearing deposits | 79,434,000 | 81,221,000 | 81,158,000 | 79,447,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 13,035,000 | 13,036,000 | 12,964,000 | 12,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 699,000 | 1,358,000 | 2,011,000 | 2,641,000 |
| Interest expense | 425,000 | 848,000 | 1,268,000 | 1,671,000 |
| Net interest income | 274,000 | 510,000 | 743,000 | 970,000 |
| Noninterest income | 10,000 | 20,000 | 29,000 | -27,000 |
| Noninterest expense | 235,000 | 465,000 | 706,000 | 962,000 |
| Provision for loan losses | 3,000 | 3,000 | 60,000 | 33,000 |
| Pretax income | 10,000 | 21,000 | -43,000 | -130,000 |
| Income tax | 10,000 | 20,000 | 27,000 | -66,000 |
| Net income | 0 | 1,000 | -70,000 | -64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,035,000 | 13,036,000 | 12,964,000 | 12,970,000 |
| Total capital | 13,386,000 | 13,387,000 | 13,372,000 | 13,351,000 |
| Risk-weighted assets | 41,859,000 | 38,426,000 | 39,194,000 | 37,648,000 |