Call reports 2020
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2020
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 88,477,000 | 89,721,000 | 90,118,000 | 91,489,000 |
| Total loans | 52,312,000 | 52,035,000 | 52,005,000 | 51,919,000 |
| Allowance for loan losses | 325,000 | 335,000 | 348,000 | 348,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,196,000 | 30,161,000 | 30,392,000 | 29,585,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,174,000 | 76,374,000 | 76,739,000 | 78,050,000 |
| Interest-bearing deposits | 75,174,000 | 76,374,000 | 76,739,000 | 78,050,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,947,000 | 12,977,000 | 12,995,000 | 13,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 793,000 | 1,565,000 | 2,307,000 | 3,022,000 |
| Interest expense | 485,000 | 956,000 | 1,422,000 | 1,877,000 |
| Net interest income | 308,000 | 609,000 | 885,000 | 1,145,000 |
| Noninterest income | 9,000 | 9,000 | 19,000 | 28,000 |
| Noninterest expense | 244,000 | 486,000 | 722,000 | 968,000 |
| Provision for loan losses | 54,000 | 64,000 | 77,000 | 77,000 |
| Pretax income | 112,000 | 170,000 | 204,000 | 221,000 |
| Income tax | 24,000 | 46,000 | 62,000 | 39,000 |
| Net income | 88,000 | 124,000 | 142,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,947,000 | 12,977,000 | 12,995,000 | 13,035,000 |
| Total capital | 13,272,000 | 13,312,000 | 13,343,000 | 13,383,000 |
| Risk-weighted assets | 36,876,000 | 37,359,000 | 37,770,000 | 42,903,000 |