Call reports 2019
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2019
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 84,673,000 | 85,439,000 | 86,870,000 | 86,776,000 |
| Total loans | 53,702,000 | 53,020,000 | 52,885,000 | 53,273,000 |
| Allowance for loan losses | 233,000 | 233,000 | 245,000 | 267,000 |
| Securities available for sale | 2,896,000 | 2,933,000 | 2,940,000 | 0 |
| Securities held to maturity | 24,032,000 | 24,507,000 | 23,922,000 | 24,211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,549,000 | 72,260,000 | 73,611,000 | 73,528,000 |
| Interest-bearing deposits | 71,549,000 | 72,260,000 | 73,611,000 | 73,528,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,793,000 | 12,832,000 | 12,893,000 | 12,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,537,000 | 2,338,000 | 3,111,000 |
| Interest expense | 432,000 | 891,000 | 1,372,000 | 1,861,000 |
| Net interest income | 335,000 | 646,000 | 966,000 | 1,250,000 |
| Noninterest income | 10,000 | -37,000 | -27,000 | -18,000 |
| Noninterest expense | 254,000 | 502,000 | 756,000 | 1,020,000 |
| Provision for loan losses | 2,000 | 2,000 | 14,000 | 94,000 |
| Pretax income | 89,000 | 106,000 | 171,000 | 173,000 |
| Income tax | 26,000 | 33,000 | 42,000 | 28,000 |
| Net income | 63,000 | 73,000 | 129,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,736,000 | 12,746,000 | 12,802,000 | 12,859,000 |
| Total capital | 12,969,000 | 12,979,000 | 13,047,000 | 13,126,000 |
| Risk-weighted assets | 36,498,000 | 36,675,000 | 37,232,000 | 37,100,000 |