Call reports 2018
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2018
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 85,832,000 | 86,414,000 | 86,706,000 | 85,575,000 |
| Total loans | 54,664,000 | 54,674,000 | 54,534,000 | 54,323,000 |
| Allowance for loan losses | 268,000 | 274,000 | 249,000 | 231,000 |
| Securities available for sale | 2,880,000 | 2,864,000 | 2,846,000 | 2,876,000 |
| Securities held to maturity | 23,584,000 | 24,443,000 | 23,866,000 | 23,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,950,000 | 72,510,000 | 72,732,000 | 72,544,000 |
| Interest-bearing deposits | 71,950,000 | 72,510,000 | 72,732,000 | 72,544,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,540,000 | 12,574,000 | 12,631,000 | 12,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,438,000 | 2,190,000 | 2,946,000 |
| Interest expense | 400,000 | 805,000 | 1,225,000 | 1,653,000 |
| Net interest income | 317,000 | 633,000 | 965,000 | 1,293,000 |
| Noninterest income | 12,000 | 24,000 | 36,000 | 47,000 |
| Noninterest expense | 256,000 | 516,000 | 768,000 | 1,019,000 |
| Provision for loan losses | 12,000 | 27,000 | 33,000 | 33,000 |
| Pretax income | 61,000 | 118,000 | 204,000 | 296,000 |
| Income tax | 11,000 | 21,000 | 36,000 | 68,000 |
| Net income | 50,000 | 97,000 | 168,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,496,000 | 12,543,000 | 12,614,000 | 12,673,000 |
| Total capital | 12,763,000 | 12,817,000 | 12,863,000 | 12,904,000 |
| Risk-weighted assets | 37,138,000 | 36,564,000 | 36,567,000 | 36,348,000 |