Call reports 2017
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2017
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 85,985,000 | 85,270,000 | 85,583,000 | 86,264,000 |
| Total loans | 55,267,000 | 55,137,000 | 56,062,000 | 55,805,000 |
| Allowance for loan losses | 316,000 | 318,000 | 321,000 | 265,000 |
| Securities available for sale | 2,938,000 | 2,933,000 | 2,929,000 | 2,906,000 |
| Securities held to maturity | 24,225,000 | 24,358,000 | 23,722,000 | 23,059,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,229,000 | 72,459,000 | 71,682,000 | 71,389,000 |
| Interest-bearing deposits | 73,229,000 | 72,459,000 | 71,682,000 | 71,389,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,469,000 | 12,503,000 | 12,552,000 | 12,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,374,000 | 2,077,000 | 2,795,000 |
| Interest expense | 392,000 | 786,000 | 1,183,000 | 1,581,000 |
| Net interest income | 297,000 | 588,000 | 894,000 | 1,214,000 |
| Noninterest income | 12,000 | 25,000 | 38,000 | 50,000 |
| Noninterest expense | 251,000 | 522,000 | 772,000 | 1,034,000 |
| Provision for loan losses | 12,000 | 14,000 | 17,000 | 28,000 |
| Pretax income | 46,000 | 84,000 | 126,000 | 195,000 |
| Income tax | 9,000 | 27,000 | 47,000 | 143,000 |
| Net income | 37,000 | 57,000 | 79,000 | 52,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,410,000 | 12,431,000 | 12,483,000 | 12,456,000 |
| Total capital | 12,726,000 | 12,749,000 | 12,804,000 | 12,721,000 |
| Risk-weighted assets | 39,074,000 | 38,436,000 | 38,800,000 | 37,655,000 |