Call reports 2015
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2015
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 88,721,000 | 88,752,000 | 87,335,000 | 86,325,000 |
| Total loans | 54,656,000 | 55,216,000 | 55,478,000 | 55,642,000 |
| Allowance for loan losses | 259,000 | 259,000 | 301,000 | 265,000 |
| Securities available for sale | 5,042,000 | 5,006,000 | 5,002,000 | 4,960,000 |
| Securities held to maturity | 23,709,000 | 23,487,000 | 22,715,000 | 22,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,132,000 | 74,162,000 | 74,763,000 | 73,699,000 |
| Interest-bearing deposits | 74,132,000 | 74,162,000 | 74,763,000 | 73,699,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,359,000 | 12,344,000 | 12,311,000 | 12,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,368,000 | 2,067,000 | 2,838,000 |
| Interest expense | 413,000 | 828,000 | 1,248,000 | 1,664,000 |
| Net interest income | 274,000 | 540,000 | 819,000 | 1,174,000 |
| Noninterest income | 12,000 | 24,000 | 36,000 | 48,000 |
| Noninterest expense | 258,000 | 520,000 | 791,000 | 1,045,000 |
| Provision for loan losses | 0 | 0 | 42,000 | 56,000 |
| Pretax income | 28,000 | 60,000 | 38,000 | 149,000 |
| Income tax | 33,000 | 57,000 | 64,000 | 69,000 |
| Net income | -5,000 | 3,000 | -26,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,286,000 | 12,294,000 | 12,264,000 | 12,370,000 |
| Total capital | 12,545,000 | 12,553,000 | 12,565,000 | 12,635,000 |
| Risk-weighted assets | 40,148,000 | 40,119,000 | 40,459,000 | 40,141,000 |