Call reports 2014
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2014
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,100,000 | 88,622,000 | 90,530,000 | 90,408,000 |
| Total loans | 52,888,000 | 53,046,000 | 54,406,000 | 55,093,000 |
| Allowance for loan losses | 247,000 | 259,000 | 259,000 | 259,000 |
| Securities available for sale | 5,021,000 | 5,038,000 | 5,022,000 | 5,022,000 |
| Securities held to maturity | 27,687,000 | 27,652,000 | 26,802,000 | 23,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,620,000 | 76,044,000 | 73,888,000 | 73,842,000 |
| Interest-bearing deposits | 76,620,000 | 76,044,000 | 73,888,000 | 73,842,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,271,000 | 12,353,000 | 12,402,000 | 12,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 732,000 | 1,484,000 | 2,229,000 | 2,956,000 |
| Interest expense | 417,000 | 838,000 | 1,260,000 | 1,686,000 |
| Net interest income | 315,000 | 646,000 | 969,000 | 1,270,000 |
| Noninterest income | 128,000 | 139,000 | 149,000 | 161,000 |
| Noninterest expense | 261,000 | 517,000 | 775,000 | 1,029,000 |
| Provision for loan losses | 0 | 12,000 | 12,000 | 12,000 |
| Pretax income | 182,000 | 288,000 | 363,000 | 203,000 |
| Income tax | 38,000 | 74,000 | 88,000 | -20,000 |
| Net income | 144,000 | 214,000 | 275,000 | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,211,000 | 12,282,000 | 12,342,000 | 12,291,000 |
| Total capital | 12,458,000 | 12,541,000 | 12,601,000 | 12,550,000 |
| Risk-weighted assets | 49,718,000 | 49,600,000 | 50,625,000 | 39,819,000 |