Call reports 2013
ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION — 2013
What ARMSTRONG COUNTY BUILDING AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 87,223,000 | 86,822,000 | 89,159,000 | 90,682,000 |
| Total loans | 49,515,000 | 50,214,000 | 51,200,000 | 52,979,000 |
| Allowance for loan losses | 229,000 | 226,000 | 226,000 | 247,000 |
| Securities available for sale | 5,147,000 | 5,036,000 | 5,038,000 | 5,022,000 |
| Securities held to maturity | 27,437,000 | 26,323,000 | 27,093,000 | 28,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,078,000 | 74,564,000 | 76,816,000 | 78,360,000 |
| Interest-bearing deposits | 74,078,000 | 74,564,000 | 76,816,000 | 78,360,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 12,023,000 | 12,115,000 | 12,181,000 | 12,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,596,000 | 2,344,000 | 3,092,000 |
| Interest expense | 426,000 | 851,000 | 1,284,000 | 1,719,000 |
| Net interest income | 350,000 | 745,000 | 1,060,000 | 1,373,000 |
| Noninterest income | 12,000 | 25,000 | 38,000 | 47,000 |
| Noninterest expense | 260,000 | 513,000 | 768,000 | 1,098,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 51,000 |
| Pretax income | 72,000 | 279,000 | 364,000 | 364,000 |
| Income tax | 44,000 | 87,000 | 131,000 | 174,000 |
| Net income | 28,000 | 192,000 | 233,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,880,000 | 12,045,000 | 12,111,000 | 12,067,000 |
| Total capital | 12,109,000 | 12,271,000 | 12,337,000 | 12,314,000 |
| Risk-weighted assets | 48,141,000 | 47,670,000 | 49,324,000 | 50,197,000 |