Call reports 2017
NORTHERN SKY BANK — 2017
What NORTHERN SKY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 67,749,000 | 68,582,000 | 66,837,000 | 74,034,000 |
| Total loans | 36,303,000 | 38,332,000 | 37,901,000 | 39,390,000 |
| Allowance for loan losses | 385,000 | 385,000 | 385,000 | 385,000 |
| Securities available for sale | 16,370,000 | 16,867,000 | 16,515,000 | 16,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,920,000 | 62,641,000 | 60,713,000 | 68,018,000 |
| Interest-bearing deposits | 49,768,000 | 52,460,000 | 49,124,000 | 53,185,000 |
| Noninterest-bearing deposits | 12,152,000 | 10,181,000 | 11,589,000 | 14,833,000 |
| Equity capital | 5,730,000 | 5,910,000 | 6,076,000 | 5,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,018,000 | 1,567,000 | 2,113,000 |
| Interest expense | 27,000 | 56,000 | 86,000 | 118,000 |
| Net interest income | 474,000 | 962,000 | 1,481,000 | 1,995,000 |
| Noninterest income | 46,000 | 98,000 | 143,000 | 192,000 |
| Noninterest expense | 343,000 | 670,000 | 1,005,000 | 1,387,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 177,000 | 390,000 | 619,000 | 800,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 176,000 | 389,000 | 618,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,746,000 | 5,898,000 | 6,067,000 | 6,088,000 |
| Total capital | 6,131,000 | 6,283,000 | 6,452,000 | 6,473,000 |
| Risk-weighted assets | 35,039,000 | 36,972,000 | 36,999,000 | 37,872,000 |