Call reports 2012
NORTHERN SKY BANK — 2012
What NORTHERN SKY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,562,000 | 58,358,000 | 54,994,000 | 61,085,000 |
| Total loans | 24,963,000 | 26,678,000 | 28,924,000 | 32,069,000 |
| Allowance for loan losses | 389,000 | 388,000 | 387,000 | 387,000 |
| Securities available for sale | 15,860,000 | 18,846,000 | 16,254,000 | 15,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,041,000 | 53,804,000 | 48,832,000 | 56,376,000 |
| Interest-bearing deposits | 43,403,000 | 43,622,000 | 39,643,000 | 44,408,000 |
| Noninterest-bearing deposits | 9,638,000 | 10,182,000 | 9,189,000 | 11,968,000 |
| Equity capital | 4,450,000 | 4,498,000 | 4,595,000 | 4,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 389,000 | 786,000 | 1,213,000 | 1,639,000 |
| Interest expense | 51,000 | 97,000 | 138,000 | 174,000 |
| Net interest income | 338,000 | 689,000 | 1,075,000 | 1,465,000 |
| Noninterest income | 33,000 | 78,000 | 114,000 | 160,000 |
| Noninterest expense | 270,000 | 604,000 | 896,000 | 1,231,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 163,000 | 303,000 | 404,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 163,000 | 303,000 | 404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,375,000 | 4,398,000 | 4,488,000 | 4,590,000 |
| Total capital | 4,709,000 | 4,757,000 | 4,871,000 | 4,977,000 |
| Risk-weighted assets | 26,672,000 | 28,679,000 | 30,619,000 | 33,501,000 |