Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 51,876,000 | 61,400,000 | 51,138,000 | 52,493,000 |
| Total loans | 17,513,000 | 17,343,000 | 17,236,000 | 17,605,000 |
| Allowance for loan losses | 205,000 | 205,000 | 200,000 | 203,000 |
| Securities available for sale | 24,479,000 | 36,012,000 | 24,531,000 | 25,149,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,519,000 | 57,084,000 | 46,492,000 | 47,743,000 |
| Interest-bearing deposits | 30,390,000 | 34,376,000 | 29,699,000 | 31,152,000 |
| Noninterest-bearing deposits | 17,129,000 | 22,708,000 | 16,793,000 | 16,591,000 |
| Equity capital | 4,301,000 | 4,284,000 | 4,586,000 | 4,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,275,000 | 1,895,000 | 2,551,000 |
| Interest expense | 144,000 | 286,000 | 433,000 | 598,000 |
| Net interest income | 458,000 | 989,000 | 1,462,000 | 1,953,000 |
| Noninterest income | 113,000 | 217,000 | 315,000 | 441,000 |
| Noninterest expense | 511,000 | 1,008,000 | 1,482,000 | 1,957,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 60,000 | 198,000 | 290,000 | 430,000 |
| Income tax | 9,000 | 19,000 | 27,000 | 51,000 |
| Net income | 51,000 | 179,000 | 263,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,777,000 | 5,780,000 | 5,883,000 | 5,893,000 |