Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 49,671,000 | 59,616,000 | 47,535,000 | 47,490,000 |
| Total loans | 16,220,000 | 17,123,000 | 17,385,000 | 17,671,000 |
| Allowance for loan losses | 202,000 | 205,000 | 215,000 | 205,000 |
| Securities available for sale | 23,134,000 | 32,997,000 | 23,935,000 | 22,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,908,000 | 55,534,000 | 42,571,000 | 43,269,000 |
| Interest-bearing deposits | 27,663,000 | 33,295,000 | 25,607,000 | 26,158,000 |
| Noninterest-bearing deposits | 18,245,000 | 22,239,000 | 16,964,000 | 17,111,000 |
| Equity capital | 3,662,000 | 4,015,000 | 4,580,000 | 4,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,262,000 | 1,874,000 | 2,462,000 |
| Interest expense | 125,000 | 256,000 | 374,000 | 492,000 |
| Net interest income | 466,000 | 1,006,000 | 1,500,000 | 1,970,000 |
| Noninterest income | 133,000 | 270,000 | 407,000 | 543,000 |
| Noninterest expense | 465,000 | 945,000 | 1,386,000 | 1,869,000 |
| Provision for loan losses | 0 | 12,000 | 24,000 | 26,000 |
| Pretax income | 134,000 | 319,000 | 444,000 | 565,000 |
| Income tax | 1,000 | 1,000 | 44,000 | 65,000 |
| Net income | 133,000 | 318,000 | 400,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,506,000 | 5,692,000 | 5,717,000 | 5,816,000 |