Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 49,160,000 | 56,292,000 | 48,923,000 | 47,428,000 |
| Total loans | 17,064,000 | 17,124,000 | 16,619,000 | 16,710,000 |
| Allowance for loan losses | 184,000 | 193,000 | 208,000 | 205,000 |
| Securities available for sale | 25,390,000 | 24,652,000 | 23,314,000 | 22,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,271,000 | 52,377,000 | 45,332,000 | 43,400,000 |
| Interest-bearing deposits | 25,941,000 | 30,685,000 | 27,224,000 | 25,918,000 |
| Noninterest-bearing deposits | 19,330,000 | 21,692,000 | 18,108,000 | 17,482,000 |
| Equity capital | 3,856,000 | 3,858,000 | 3,515,000 | 3,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 521,000 | 1,102,000 | 1,681,000 | 2,278,000 |
| Interest expense | 8,000 | 49,000 | 79,000 | 159,000 |
| Net interest income | 513,000 | 1,053,000 | 1,602,000 | 2,119,000 |
| Noninterest income | 134,000 | 257,000 | 388,000 | 516,000 |
| Noninterest expense | 453,000 | 893,000 | 1,418,000 | 1,964,000 |
| Provision for loan losses | 26,000 | 34,000 | 50,000 | 50,000 |
| Pretax income | 168,000 | 335,000 | 426,000 | 430,000 |
| Income tax | 0 | 28,000 | 58,000 | 81,000 |
| Net income | 168,000 | 307,000 | 368,000 | 349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,552,000 | 5,689,000 | 5,657,000 | 5,642,000 |