Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 56,689,000 | 60,512,000 | 50,353,000 | 49,527,000 |
| Total loans | 14,128,000 | 15,870,000 | 16,335,000 | 16,380,000 |
| Allowance for loan losses | 154,000 | 148,000 | 168,000 | 170,000 |
| Securities available for sale | 24,920,000 | 24,640,000 | 24,002,000 | 24,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,059,000 | 56,502,000 | 46,911,000 | 46,317,000 |
| Interest-bearing deposits | 32,343,000 | 33,044,000 | 26,781,000 | 26,977,000 |
| Noninterest-bearing deposits | 19,716,000 | 23,458,000 | 20,129,000 | 19,341,000 |
| Equity capital | 4,509,000 | 3,875,000 | 3,256,000 | 3,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 797,000 | 1,245,000 | 1,722,000 |
| Interest expense | 13,000 | 24,000 | 31,000 | 38,000 |
| Net interest income | 372,000 | 773,000 | 1,214,000 | 1,684,000 |
| Noninterest income | 103,000 | 204,000 | 319,000 | 471,000 |
| Noninterest expense | 440,000 | 852,000 | 1,304,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 35,000 |
| Pretax income | 35,000 | 125,000 | 209,000 | 354,000 |
| Income tax | 4,000 | 3,000 | 14,000 | 70,000 |
| Net income | 31,000 | 122,000 | 195,000 | 284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,343,000 | 5,434,000 | 5,467,000 | 5,432,000 |