Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,896,000 | 53,509,000 | 47,514,000 | 47,988,000 |
| Total loans | 15,578,000 | 15,414,000 | 15,608,000 | 15,896,000 |
| Allowance for loan losses | 169,000 | 164,000 | 159,000 | 160,000 |
| Securities available for sale | 12,683,000 | 16,410,000 | 15,025,000 | 16,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,466,000 | 47,980,000 | 41,908,000 | 42,565,000 |
| Interest-bearing deposits | 25,566,000 | 28,801,000 | 25,451,000 | 25,436,000 |
| Noninterest-bearing deposits | 13,900,000 | 19,179,000 | 16,457,000 | 17,130,000 |
| Equity capital | 5,264,000 | 5,332,000 | 5,368,000 | 5,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 415,000 | 813,000 | 1,171,000 | 1,532,000 |
| Interest expense | 19,000 | 37,000 | 56,000 | 70,000 |
| Net interest income | 396,000 | 776,000 | 1,115,000 | 1,462,000 |
| Noninterest income | 128,000 | 225,000 | 336,000 | 455,000 |
| Noninterest expense | 489,000 | 985,000 | 1,455,000 | 1,873,000 |
| Provision for loan losses | 0 | 4,000 | 0 | 0 |
| Pretax income | 35,000 | 111,000 | 95,000 | 143,000 |
| Income tax | 0 | 0 | 0 | -16,000 |
| Net income | 35,000 | 111,000 | 95,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,227,000 | 5,259,000 | 5,243,000 | 5,222,000 |