Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 47,581,000 | 51,816,000 | 44,009,000 | 43,617,000 |
| Total loans | 16,073,000 | 16,626,000 | 15,945,000 | 15,792,000 |
| Allowance for loan losses | 172,000 | 175,000 | 165,000 | 165,000 |
| Securities available for sale | 15,399,000 | 16,529,000 | 15,546,000 | 14,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,326,000 | 46,311,000 | 38,459,000 | 38,224,000 |
| Interest-bearing deposits | 27,517,000 | 29,400,000 | 23,975,000 | 24,176,000 |
| Noninterest-bearing deposits | 14,809,000 | 16,911,000 | 14,484,000 | 14,048,000 |
| Equity capital | 5,119,000 | 5,311,000 | 5,330,000 | 5,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 948,000 | 1,419,000 | 1,843,000 |
| Interest expense | 16,000 | 33,000 | 49,000 | 67,000 |
| Net interest income | 448,000 | 915,000 | 1,370,000 | 1,776,000 |
| Noninterest income | 128,000 | 255,000 | 384,000 | 595,000 |
| Noninterest expense | 510,000 | 1,004,000 | 1,532,000 | 2,058,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 66,000 | 166,000 | 222,000 | 313,000 |
| Income tax | 6,000 | 25,000 | 39,000 | 38,000 |
| Net income | 60,000 | 141,000 | 183,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,222,000 | 5,283,000 | 5,289,000 | 5,227,000 |
| Total capital | 5,394,000 | 5,458,000 | 5,454,000 | 5,392,000 |
| Risk-weighted assets | 18,655,000 | 19,514,000 | 17,239,000 | 17,693,000 |