Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,339,000 | 52,133,000 | 46,797,000 | 45,117,000 |
| Total loans | 16,729,000 | 16,633,000 | 16,667,000 | 16,687,000 |
| Allowance for loan losses | 175,000 | 176,000 | 175,000 | 175,000 |
| Securities available for sale | 13,772,000 | 13,180,000 | 13,752,000 | 14,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,256,000 | 46,967,000 | 41,580,000 | 39,947,000 |
| Interest-bearing deposits | 29,106,000 | 32,440,000 | 27,208,000 | 25,785,000 |
| Noninterest-bearing deposits | 14,150,000 | 14,527,000 | 14,372,000 | 14,162,000 |
| Equity capital | 4,993,000 | 5,031,000 | 5,019,000 | 5,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 867,000 | 1,316,000 | 1,806,000 |
| Interest expense | 15,000 | 32,000 | 48,000 | 65,000 |
| Net interest income | 423,000 | 835,000 | 1,268,000 | 1,741,000 |
| Noninterest income | 137,000 | 285,000 | 429,000 | 575,000 |
| Noninterest expense | 524,000 | 1,008,000 | 1,474,000 | 1,985,000 |
| Provision for loan losses | -6,000 | -3,000 | 11,000 | 15,000 |
| Pretax income | 42,000 | 115,000 | 212,000 | 316,000 |
| Income tax | 6,000 | 15,000 | 31,000 | 49,000 |
| Net income | 36,000 | 100,000 | 181,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,135,000 | 4,863,000 | 5,274,000 | 5,176,000 |
| Total capital | 5,310,000 | 5,039,000 | 5,449,000 | 5,351,000 |
| Risk-weighted assets | 19,545,000 | 20,201,000 | 18,952,000 | 18,422,000 |