Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 47,833,000 | 51,879,000 | 46,593,000 | 46,517,000 |
| Total loans | 15,915,000 | 16,874,000 | 17,028,000 | 16,914,000 |
| Allowance for loan losses | 163,000 | 169,000 | 172,000 | 185,000 |
| Securities available for sale | 11,434,000 | 12,351,000 | 11,587,000 | 12,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,636,000 | 46,575,000 | 41,182,000 | 41,301,000 |
| Interest-bearing deposits | 30,160,000 | 32,054,000 | 28,585,000 | 28,175,000 |
| Noninterest-bearing deposits | 12,476,000 | 14,521,000 | 12,597,000 | 13,126,000 |
| Equity capital | 5,111,000 | 5,191,000 | 5,253,000 | 5,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 862,000 | 1,320,000 | 1,777,000 |
| Interest expense | 14,000 | 27,000 | 41,000 | 54,000 |
| Net interest income | 411,000 | 835,000 | 1,279,000 | 1,723,000 |
| Noninterest income | 124,000 | 278,000 | 437,000 | 590,000 |
| Noninterest expense | 488,000 | 980,000 | 1,473,000 | 1,995,000 |
| Provision for loan losses | 8,000 | 14,000 | 22,000 | 45,000 |
| Pretax income | 42,000 | 135,000 | 221,000 | 273,000 |
| Income tax | 0 | 10,000 | 20,000 | 70,000 |
| Net income | 42,000 | 125,000 | 201,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,108,000 | 5,184,000 | 5,232,000 | 4,949,000 |
| Total capital | 5,271,000 | 5,353,000 | 5,404,000 | 5,134,000 |
| Risk-weighted assets | 19,100,000 | 20,819,000 | 19,947,000 | 19,558,000 |