Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 49,189,000 | 51,800,000 | 50,836,000 | 46,373,000 |
| Total loans | 17,121,000 | 17,091,000 | 17,305,000 | 16,812,000 |
| Allowance for loan losses | 181,000 | 187,000 | 175,000 | 180,000 |
| Securities available for sale | 11,812,000 | 12,796,000 | 12,247,000 | 11,817,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,915,000 | 46,365,000 | 45,302,000 | 41,263,000 |
| Interest-bearing deposits | 30,432,000 | 33,912,000 | 32,682,000 | 29,034,000 |
| Noninterest-bearing deposits | 13,483,000 | 12,453,000 | 12,620,000 | 12,229,000 |
| Equity capital | 5,153,000 | 5,254,000 | 5,330,000 | 5,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 450,000 | 931,000 | 1,396,000 | 1,861,000 |
| Interest expense | 15,000 | 28,000 | 43,000 | 56,000 |
| Net interest income | 435,000 | 903,000 | 1,353,000 | 1,805,000 |
| Noninterest income | 130,000 | 300,000 | 450,000 | 596,000 |
| Noninterest expense | 509,000 | 1,041,000 | 1,558,000 | 2,122,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 56,000 | 162,000 | 245,000 | 265,000 |
| Income tax | 0 | 25,000 | 45,000 | 65,000 |
| Net income | 56,000 | 137,000 | 200,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,079,000 | 5,160,000 | 5,222,000 | 5,073,000 |
| Total capital | 5,260,000 | 5,347,000 | 5,397,000 | 5,253,000 |
| Risk-weighted assets | 20,350,000 | 20,586,000 | 20,591,000 | 19,468,000 |