Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 60,984,000 | 57,034,000 | 55,029,000 | 52,457,000 |
| Total loans | 20,392,000 | 20,227,000 | 19,559,000 | 18,449,000 |
| Allowance for loan losses | 321,000 | 300,000 | 286,000 | 263,000 |
| Securities available for sale | 12,894,000 | 12,945,000 | 13,090,000 | 12,362,000 |
| Securities held to maturity | 6,000 | 6,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,769,000 | 51,711,000 | 49,720,000 | 47,281,000 |
| Interest-bearing deposits | 41,517,000 | 37,662,000 | 35,414,000 | 32,482,000 |
| Noninterest-bearing deposits | 14,252,000 | 14,049,000 | 14,307,000 | 14,799,000 |
| Equity capital | 4,861,000 | 4,991,000 | 5,144,000 | 5,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,038,000 | 1,556,000 | 2,073,000 |
| Interest expense | 21,000 | 41,000 | 59,000 | 76,000 |
| Net interest income | 477,000 | 997,000 | 1,497,000 | 1,997,000 |
| Noninterest income | 148,000 | 316,000 | 472,000 | 662,000 |
| Noninterest expense | 542,000 | 1,077,000 | 1,609,000 | 2,205,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 83,000 | 236,000 | 377,000 | 443,000 |
| Income tax | 20,000 | 50,000 | 0 | 111,000 |
| Net income | 63,000 | 186,000 | 377,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,684,000 | 4,807,000 | 4,998,000 | 4,865,000 |
| Total capital | 5,005,000 | 5,108,000 | 5,284,000 | 5,128,000 |
| Risk-weighted assets | 26,139,000 | 24,937,000 | 23,845,000 | 22,875,000 |