Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 62,530,000 | 59,951,000 | 58,300,000 | 57,052,000 |
| Total loans | 24,139,000 | 22,214,000 | 21,445,000 | 20,908,000 |
| Allowance for loan losses | 424,000 | 487,000 | 375,000 | 370,000 |
| Securities available for sale | 14,824,000 | 15,080,000 | 13,387,000 | 12,752,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,659,000 | 55,235,000 | 53,513,000 | 52,019,000 |
| Interest-bearing deposits | 44,161,000 | 40,169,000 | 39,099,000 | 20,764,000 |
| Noninterest-bearing deposits | 13,498,000 | 15,066,000 | 14,414,000 | 31,255,000 |
| Equity capital | 4,683,000 | 4,563,000 | 4,620,000 | 4,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 592,000 | 1,177,000 | 1,740,000 | 2,303,000 |
| Interest expense | 48,000 | 87,000 | 116,000 | 139,000 |
| Net interest income | 544,000 | 1,090,000 | 1,624,000 | 2,164,000 |
| Noninterest income | 175,000 | 392,000 | 590,000 | 1,041,000 |
| Noninterest expense | 504,000 | 1,088,000 | 1,669,000 | 2,277,000 |
| Provision for loan losses | 30,000 | 145,000 | 145,000 | 166,000 |
| Pretax income | 185,000 | 249,000 | 384,000 | 745,000 |
| Income tax | 0 | 43,000 | 8,000 | 190,000 |
| Net income | 185,000 | 206,000 | 376,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,340,000 | 4,361,000 | 4,443,000 | 4,528,000 |
| Total capital | 4,708,000 | 4,709,000 | 4,773,000 | 4,852,000 |
| Risk-weighted assets | 28,607,000 | 26,938,000 | 26,389,000 | 25,789,000 |