Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 60,281,000 | 58,028,000 | 58,267,000 | 58,168,000 |
| Total loans | 24,497,000 | 24,962,000 | 24,793,000 | 24,595,000 |
| Allowance for loan losses | 311,000 | 311,000 | 339,000 | 423,000 |
| Securities available for sale | 16,893,000 | 17,785,000 | 16,942,000 | 15,649,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,448,000 | 52,782,000 | 53,398,000 | 53,544,000 |
| Interest-bearing deposits | 43,261,000 | 40,383,000 | 40,746,000 | 40,340,000 |
| Noninterest-bearing deposits | 12,187,000 | 12,399,000 | 12,652,000 | 13,205,000 |
| Equity capital | 4,261,000 | 4,497,000 | 4,584,000 | 4,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 642,000 | 1,299,000 | 1,914,000 | 2,553,000 |
| Interest expense | 76,000 | 145,000 | 202,000 | 251,000 |
| Net interest income | 566,000 | 1,154,000 | 1,712,000 | 2,302,000 |
| Noninterest income | 177,000 | 382,000 | 654,000 | 887,000 |
| Noninterest expense | 602,000 | 1,115,000 | 1,695,000 | 2,402,000 |
| Provision for loan losses | 12,000 | 39,000 | 98,000 | 242,000 |
| Pretax income | 129,000 | 384,000 | 575,000 | 607,000 |
| Income tax | 0 | 30,000 | 50,000 | 173,000 |
| Net income | 129,000 | 504,000 | 525,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,915,000 | 4,131,000 | 4,154,000 | 4,061,000 |
| Total capital | 4,225,000 | 4,442,000 | 4,493,000 | 4,479,000 |
| Risk-weighted assets | 39,623,000 | 36,175,000 | 32,584,000 | 32,556,000 |