Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 56,811,000 | 55,812,000 | 56,767,000 | 55,774,000 |
| Total loans | 23,478,000 | 24,080,000 | 23,886,000 | 23,960,000 |
| Allowance for loan losses | 300,000 | 294,000 | 295,000 | 300,000 |
| Securities available for sale | 14,238,000 | 15,401,000 | 14,958,000 | 14,816,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,482,000 | 51,435,000 | 52,293,000 | 51,310,000 |
| Interest-bearing deposits | 40,765,000 | 39,143,000 | 40,209,000 | 38,968,000 |
| Noninterest-bearing deposits | 11,717,000 | 12,291,000 | 12,084,000 | 12,342,000 |
| Equity capital | 4,221,000 | 4,266,000 | 4,341,000 | 4,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,275,000 | 1,917,000 | 2,547,000 |
| Interest expense | 106,000 | 209,000 | 297,000 | 373,000 |
| Net interest income | 542,000 | 1,066,000 | 1,620,000 | 2,174,000 |
| Noninterest income | 180,000 | 352,000 | 526,000 | 732,000 |
| Noninterest expense | 507,000 | 1,058,000 | 1,668,000 | 2,334,000 |
| Provision for loan losses | 66,000 | 66,000 | 101,000 | 145,000 |
| Pretax income | 149,000 | 294,000 | 377,000 | 427,000 |
| Income tax | 0 | 0 | 10,000 | 28,000 |
| Net income | 149,000 | 294,000 | 367,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,964,000 | 3,930,000 | 4,002,000 | 4,034,000 |
| Total capital | 4,264,000 | 4,224,000 | 4,297,000 | 4,334,000 |
| Risk-weighted assets | 39,534,000 | 36,649,000 | 37,579,000 | 37,012,000 |