Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 55,375,000 | 54,011,000 | 54,855,000 | 53,711,000 |
| Total loans | 23,704,000 | 24,569,000 | 23,928,000 | 23,201,000 |
| Allowance for loan losses | 311,000 | 311,000 | 311,000 | 312,000 |
| Securities available for sale | 16,636,000 | 15,062,000 | 15,615,000 | 14,684,000 |
| Securities held to maturity | 8,000 | 8,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,921,000 | 49,288,000 | 50,154,000 | 49,204,000 |
| Interest-bearing deposits | 40,197,000 | 38,537,000 | 39,058,000 | 38,155,000 |
| Noninterest-bearing deposits | 10,724,000 | 10,751,000 | 11,096,000 | 11,049,000 |
| Equity capital | 4,276,000 | 4,627,000 | 4,594,000 | 4,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,367,000 | 2,033,000 | 2,695,000 |
| Interest expense | 145,000 | 285,000 | 413,000 | 528,000 |
| Net interest income | 534,000 | 1,082,000 | 1,620,000 | 2,167,000 |
| Noninterest income | 171,000 | 352,000 | 531,000 | 712,000 |
| Noninterest expense | 545,000 | 1,133,000 | 1,753,000 | 2,372,000 |
| Provision for loan losses | 42,000 | 73,000 | 108,000 | 165,000 |
| Pretax income | 210,000 | 321,000 | 384,000 | 437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 321,000 | 384,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,905,000 | 4,020,000 | 4,084,000 | 4,116,000 |
| Total capital | 4,216,000 | 4,331,000 | 4,395,000 | 4,428,000 |
| Risk-weighted assets | 36,651,000 | 36,200,000 | 36,418,000 | 36,135,000 |