Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,870,000 | 54,072,000 | 52,041,000 | 51,015,000 |
| Total loans | 23,824,000 | 23,556,000 | 23,776,000 | 23,592,000 |
| Allowance for loan losses | 311,000 | 294,000 | 259,000 | 311,000 |
| Securities available for sale | 15,085,000 | 16,675,000 | 16,448,000 | 15,619,000 |
| Securities held to maturity | 13,000 | 13,000 | 13,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,758,000 | 49,732,000 | 47,349,000 | 46,349,000 |
| Interest-bearing deposits | 39,501,000 | 38,533,000 | 37,027,000 | 36,289,000 |
| Noninterest-bearing deposits | 11,257,000 | 11,199,000 | 10,322,000 | 10,060,000 |
| Equity capital | 3,978,000 | 4,214,000 | 4,478,000 | 4,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,499,000 | 2,227,000 | 2,956,000 |
| Interest expense | 205,000 | 396,000 | 566,000 | 717,000 |
| Net interest income | 533,000 | 1,103,000 | 1,661,000 | 2,239,000 |
| Noninterest income | 171,000 | 358,000 | 591,000 | 765,000 |
| Noninterest expense | 597,000 | 1,168,000 | 1,769,000 | 2,400,000 |
| Provision for loan losses | 36,000 | 36,000 | 113,000 | 223,000 |
| Pretax income | 77,000 | 279,000 | 393,000 | 406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 279,000 | 393,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,654,000 | 3,904,000 | 4,060,000 | 3,848,000 |
| Total capital | 3,965,000 | 4,198,000 | 4,319,000 | 4,159,000 |
| Risk-weighted assets | 38,204,000 | 38,008,000 | 34,332,000 | 38,692,000 |