Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 55,431,000 | 52,885,000 | 54,375,000 | 51,036,000 |
| Total loans | 22,088,000 | 22,455,000 | 22,449,000 | 22,328,000 |
| Allowance for loan losses | 311,000 | 300,000 | 318,000 | 296,000 |
| Securities available for sale | 23,311,000 | 22,902,000 | 24,750,000 | 21,551,000 |
| Securities held to maturity | 258,000 | 255,000 | 18,000 | 18,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,655,000 | 48,098,000 | 46,640,000 | 45,502,000 |
| Interest-bearing deposits | 38,557,000 | 36,688,000 | 35,403,000 | 34,089,000 |
| Noninterest-bearing deposits | 12,098,000 | 11,410,000 | 11,237,000 | 11,413,000 |
| Equity capital | 4,587,000 | 4,611,000 | 4,616,000 | 4,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,660,000 | 2,484,000 | 3,314,000 |
| Interest expense | 295,000 | 603,000 | 911,000 | 1,203,000 |
| Net interest income | 519,000 | 1,057,000 | 1,573,000 | 2,111,000 |
| Noninterest income | 136,000 | 430,000 | 610,000 | 809,000 |
| Noninterest expense | 587,000 | 1,113,000 | 1,681,000 | 2,303,000 |
| Provision for loan losses | 0 | 10,000 | 66,000 | 66,000 |
| Pretax income | 68,000 | 364,000 | 436,000 | 526,000 |
| Income tax | -27,000 | -8,000 | 90,000 | 116,000 |
| Net income | 95,000 | 372,000 | 346,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,763,000 | 4,871,000 | 4,845,000 | 4,910,000 |
| Total capital | 5,074,000 | 5,171,000 | 5,163,000 | 5,206,000 |
| Risk-weighted assets | 33,595,000 | 30,626,000 | 31,916,000 | 31,335,000 |