Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,149,000 | 54,948,000 | 54,260,000 | 52,805,000 |
| Total loans | 20,493,000 | 20,653,000 | 21,026,000 | 21,750,000 |
| Allowance for loan losses | 303,000 | 304,000 | 307,000 | 300,000 |
| Securities available for sale | 21,613,000 | 22,722,000 | 22,904,000 | 22,437,000 |
| Securities held to maturity | 638,000 | 636,000 | 325,000 | 266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,392,000 | 48,152,000 | 48,138,000 | 46,880,000 |
| Interest-bearing deposits | 40,117,000 | 37,458,000 | 37,071,000 | 35,766,000 |
| Noninterest-bearing deposits | 10,275,000 | 10,694,000 | 11,067,000 | 11,114,000 |
| Equity capital | 5,534,000 | 5,475,000 | 5,824,000 | 4,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,514,000 | 2,306,000 | 3,131,000 |
| Interest expense | 242,000 | 498,000 | 737,000 | 1,004,000 |
| Net interest income | 491,000 | 1,016,000 | 1,569,000 | 2,127,000 |
| Noninterest income | 147,000 | 298,000 | 447,000 | 592,000 |
| Noninterest expense | 412,000 | 942,000 | 1,465,000 | 2,203,000 |
| Provision for loan losses | 39,000 | 49,000 | 87,000 | 107,000 |
| Pretax income | 187,000 | 323,000 | 464,000 | 410,000 |
| Income tax | 27,000 | 57,000 | 77,000 | 75,000 |
| Net income | 160,000 | 266,000 | 387,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,851,000 | 5,867,000 | 6,149,000 | 4,670,000 |
| Total capital | 6,154,000 | 6,171,000 | 6,456,000 | 4,970,000 |
| Risk-weighted assets | 34,566,000 | 34,173,000 | 38,939,000 | 37,727,000 |