Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,110,000 | 57,342,000 | 58,670,000 | 57,081,000 |
| Total loans | 21,689,000 | 20,570,000 | 21,085,000 | 21,449,000 |
| Allowance for loan losses | 346,000 | 178,000 | 207,000 | 300,000 |
| Securities available for sale | 17,469,000 | 18,292,000 | 17,370,000 | 15,543,000 |
| Securities held to maturity | 2,849,000 | 2,383,000 | 2,280,000 | 1,779,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,233,000 | 51,194,000 | 52,308,000 | 51,158,000 |
| Interest-bearing deposits | 41,577,000 | 40,504,000 | 41,113,000 | 40,656,000 |
| Noninterest-bearing deposits | 9,656,000 | 10,690,000 | 11,195,000 | 10,502,000 |
| Equity capital | 5,273,000 | 5,500,000 | 5,640,000 | 5,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,735,000 | 2,555,000 | 3,355,000 |
| Interest expense | 329,000 | 626,000 | 888,000 | 1,139,000 |
| Net interest income | 577,000 | 1,109,000 | 1,667,000 | 2,216,000 |
| Noninterest income | 143,000 | 290,000 | 442,000 | 640,000 |
| Noninterest expense | 430,000 | 937,000 | 1,464,000 | 2,189,000 |
| Provision for loan losses | 55,000 | 140,000 | 230,000 | 446,000 |
| Pretax income | 235,000 | 322,000 | 415,000 | 221,000 |
| Income tax | 36,000 | 54,000 | 110,000 | 45,000 |
| Net income | 199,000 | 268,000 | 305,000 | 182,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,246,000 | 5,315,000 | 5,352,000 | 5,151,000 |
| Total capital | 5,592,000 | 5,493,000 | 5,585,000 | 5,451,000 |
| Risk-weighted assets | 35,572,000 | 34,573,000 | 28,206,000 | 28,882,000 |