Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 51,520,000 | 54,213,000 | 54,470,000 | 53,244,000 |
| Total loans | 22,466,000 | 22,634,000 | 22,112,000 | 22,352,000 |
| Allowance for loan losses | 378,000 | 397,000 | 368,000 | 350,000 |
| Securities available for sale | 11,069,000 | 15,645,000 | 16,311,000 | 18,742,000 |
| Securities held to maturity | 6,089,000 | 3,465,000 | 4,809,000 | 3,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,817,000 | 48,395,000 | 48,218,000 | 47,339,000 |
| Interest-bearing deposits | 37,593,000 | 39,328,000 | 39,806,000 | 38,762,000 |
| Noninterest-bearing deposits | 8,224,000 | 9,067,000 | 8,412,000 | 8,577,000 |
| Equity capital | 5,083,000 | 5,191,000 | 5,402,000 | 5,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 946,000 | 1,905,000 | 2,859,000 | 3,785,000 |
| Interest expense | 451,000 | 916,000 | 1,360,000 | 1,732,000 |
| Net interest income | 495,000 | 989,000 | 1,499,000 | 2,053,000 |
| Noninterest income | 140,000 | 289,000 | 425,000 | 597,000 |
| Noninterest expense | 387,000 | 807,000 | 1,318,000 | 1,981,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 231,000 |
| Pretax income | 203,000 | 381,000 | 472,000 | 438,000 |
| Income tax | 20,000 | 67,000 | 87,000 | 138,000 |
| Net income | 183,000 | 314,000 | 385,000 | 300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,008,000 | 5,139,000 | 5,210,000 | 5,047,000 |
| Total capital | 5,351,000 | 5,510,000 | 5,578,000 | 5,397,000 |
| Risk-weighted assets | 27,390,000 | 29,658,000 | 29,816,000 | 30,609,000 |