Call reports 2025
CNB BANK & TRUST, NA — 2025
What CNB BANK & TRUST, NA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,795,849,000 | 1,791,832,000 | 1,842,408,000 | 1,794,976,000 |
| Total loans | 1,280,014,000 | 1,307,710,000 | 1,309,279,000 | 1,322,884,000 |
| Allowance for loan losses | 13,761,000 | 15,093,000 | 15,441,000 | 15,169,000 |
| Securities available for sale | 371,301,000 | 362,972,000 | 368,622,000 | 365,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,514,437,000 | 1,503,981,000 | 1,537,558,000 | 1,495,929,000 |
| Interest-bearing deposits | 1,217,644,000 | 1,211,580,000 | 1,246,580,000 | 1,222,648,000 |
| Noninterest-bearing deposits | 296,793,000 | 292,401,000 | 290,978,000 | 273,281,000 |
| Equity capital | 141,770,000 | 148,221,000 | 159,731,000 | 165,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,057,000 | 47,758,000 | 71,982,000 | 96,627,000 |
| Interest expense | 8,692,000 | 17,433,000 | 26,213,000 | 34,794,000 |
| Net interest income | 14,365,000 | 30,325,000 | 45,769,000 | 61,833,000 |
| Noninterest income | 2,574,000 | 5,297,000 | 8,657,000 | 11,721,000 |
| Noninterest expense | 10,766,000 | 21,733,000 | 33,403,000 | 45,277,000 |
| Provision for loan losses | 503,000 | 778,000 | 1,178,000 | 1,244,000 |
| Pretax income | 5,696,000 | 13,156,000 | 19,713,000 | 26,946,000 |
| Income tax | 1,569,000 | 3,645,000 | 5,411,000 | 7,467,000 |
| Net income | 4,127,000 | 9,511,000 | 14,302,000 | 19,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 158,976,000 | 163,244,000 | 166,929,000 | 170,223,000 |
| Total capital | 173,264,000 | 178,845,000 | 183,055,000 | 186,032,000 |
| Risk-weighted assets | 1,432,831,000 | 1,457,280,000 | 1,448,471,000 | 1,432,301,000 |