Call reports 2024
CNB BANK & TRUST, NA — 2024
What CNB BANK & TRUST, NA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,713,917,000 | 1,733,159,000 | 1,772,263,000 | 1,755,097,000 |
| Total loans | 1,173,932,000 | 1,215,833,000 | 1,229,214,000 | 1,288,590,000 |
| Allowance for loan losses | 13,545,000 | 13,878,000 | 13,696,000 | 14,301,000 |
| Securities available for sale | 393,052,000 | 387,309,000 | 391,981,000 | 369,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,453,393,000 | 1,451,236,000 | 1,466,326,000 | 1,446,891,000 |
| Interest-bearing deposits | 1,177,106,000 | 1,167,145,000 | 1,181,358,000 | 1,163,118,000 |
| Noninterest-bearing deposits | 276,287,000 | 284,091,000 | 284,968,000 | 283,773,000 |
| Equity capital | 130,779,000 | 133,485,000 | 144,373,000 | 137,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 20,786,000 | 42,365,000 | 65,283,000 | 88,326,000 |
| Interest expense | 8,132,000 | 16,499,000 | 25,784,000 | 34,806,000 |
| Net interest income | 12,654,000 | 25,866,000 | 39,499,000 | 53,520,000 |
| Noninterest income | 2,537,000 | 5,246,000 | 8,448,000 | 11,268,000 |
| Noninterest expense | 10,439,000 | 20,369,000 | 32,046,000 | 44,004,000 |
| Provision for loan losses | 38,000 | 584,000 | 1,199,000 | 1,943,000 |
| Pretax income | 4,761,000 | 10,205,000 | 14,747,000 | 18,332,000 |
| Income tax | 1,141,000 | 2,480,000 | 3,570,000 | 4,416,000 |
| Net income | 3,620,000 | 7,725,000 | 11,177,000 | 13,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,217,000 | 152,906,000 | 154,942,000 | 156,265,000 |
| Total capital | 164,242,000 | 167,265,000 | 169,120,000 | 171,119,000 |
| Risk-weighted assets | 1,334,033,000 | 1,377,102,000 | 1,389,519,000 | 1,436,576,000 |