Call reports 2023
CNB BANK & TRUST, NA — 2023
What CNB BANK & TRUST, NA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,607,934,000 | 1,643,317,000 | 1,636,534,000 | 1,669,582,000 |
| Total loans | 1,034,564,000 | 1,076,845,000 | 1,117,484,000 | 1,161,855,000 |
| Allowance for loan losses | 11,993,000 | 12,112,000 | 12,512,000 | 13,591,000 |
| Securities available for sale | 431,709,000 | 422,251,000 | 400,747,000 | 406,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,395,385,000 | 1,424,296,000 | 1,404,867,000 | 1,408,966,000 |
| Interest-bearing deposits | 1,075,495,000 | 1,121,482,000 | 1,114,162,000 | 1,128,042,000 |
| Noninterest-bearing deposits | 319,890,000 | 302,814,000 | 290,705,000 | 280,924,000 |
| Equity capital | 120,499,000 | 120,682,000 | 114,344,000 | 131,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,716,000 | 35,289,000 | 55,377,000 | 75,299,000 |
| Interest expense | 5,216,000 | 11,011,000 | 17,345,000 | 24,628,000 |
| Net interest income | 11,500,000 | 24,278,000 | 38,032,000 | 50,671,000 |
| Noninterest income | 2,308,000 | 4,791,000 | 7,606,000 | 10,272,000 |
| Noninterest expense | 10,107,000 | 19,915,000 | 30,153,000 | 40,253,000 |
| Provision for loan losses | -188,000 | 190,000 | 568,000 | 541,000 |
| Pretax income | 3,889,000 | 8,964,000 | 14,774,000 | 20,048,000 |
| Income tax | 867,000 | 2,074,000 | 3,493,000 | 4,767,000 |
| Net income | 3,022,000 | 6,890,000 | 11,281,000 | 15,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,902,000 | 142,953,000 | 145,428,000 | 148,013,000 |
| Total capital | 153,303,000 | 155,390,000 | 158,491,000 | 162,113,000 |
| Risk-weighted assets | 1,232,391,000 | 1,264,939,000 | 1,299,882,000 | 1,320,844,000 |