Call reports 2022
CNB BANK & TRUST, NA — 2022
What CNB BANK & TRUST, NA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,591,665,000 | 1,524,488,000 | 1,529,800,000 | 1,596,193,000 |
| Total loans | 900,868,000 | 929,005,000 | 979,797,000 | 1,017,676,000 |
| Allowance for loan losses | 11,444,000 | 12,193,000 | 12,776,000 | 11,119,000 |
| Securities available for sale | 490,789,000 | 460,649,000 | 446,287,000 | 438,060,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,393,597,000 | 1,357,645,000 | 1,353,352,000 | 1,352,573,000 |
| Interest-bearing deposits | 1,064,616,000 | 1,037,175,000 | 1,038,372,000 | 1,036,374,000 |
| Noninterest-bearing deposits | 328,981,000 | 320,470,000 | 314,980,000 | 316,199,000 |
| Equity capital | 138,393,000 | 114,174,000 | 109,883,000 | 118,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,392,000 | 25,742,000 | 40,165,000 | 55,422,000 |
| Interest expense | 792,000 | 1,576,000 | 3,023,000 | 5,886,000 |
| Net interest income | 11,600,000 | 24,166,000 | 37,142,000 | 49,536,000 |
| Noninterest income | 2,520,000 | 5,086,000 | 7,657,000 | 9,918,000 |
| Noninterest expense | 9,344,000 | 18,540,000 | 28,393,000 | 38,482,000 |
| Provision for loan losses | 0 | 702,000 | 1,690,000 | 3,198,000 |
| Pretax income | 4,776,000 | 10,010,000 | 14,716,000 | 17,720,000 |
| Income tax | 1,095,000 | 2,307,000 | 3,357,000 | 3,907,000 |
| Net income | 3,681,000 | 7,703,000 | 11,359,000 | 13,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,208,000 | 136,814,000 | 139,053,000 | 140,092,000 |
| Total capital | 146,010,000 | 149,365,000 | 152,187,000 | 151,570,000 |
| Risk-weighted assets | 1,102,574,000 | 1,133,241,000 | 1,180,029,000 | 1,207,879,000 |