Call reports 2021
CNB BANK & TRUST, NA — 2021
What CNB BANK & TRUST, NA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,584,701,000 | 1,581,708,000 | 1,583,203,000 | 1,582,537,000 |
| Total loans | 933,372,000 | 912,970,000 | 904,125,000 | 907,427,000 |
| Allowance for loan losses | 11,098,000 | 12,561,000 | 12,646,000 | 11,449,000 |
| Securities available for sale | 416,877,000 | 457,308,000 | 490,550,000 | 502,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,350,187,000 | 1,344,798,000 | 1,360,619,000 | 1,357,507,000 |
| Interest-bearing deposits | 1,057,994,000 | 1,044,212,000 | 1,041,337,000 | 1,038,316,000 |
| Noninterest-bearing deposits | 292,193,000 | 300,586,000 | 319,282,000 | 319,191,000 |
| Equity capital | 154,759,000 | 156,907,000 | 159,664,000 | 159,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,258,000 | 24,620,000 | 38,350,000 | 51,413,000 |
| Interest expense | 1,376,000 | 2,524,000 | 3,492,000 | 4,349,000 |
| Net interest income | 10,882,000 | 22,096,000 | 34,858,000 | 47,064,000 |
| Noninterest income | 2,963,000 | 5,989,000 | 8,744,000 | 11,520,000 |
| Noninterest expense | 8,631,000 | 17,467,000 | 26,972,000 | 36,451,000 |
| Provision for loan losses | 483,000 | 2,107,000 | 2,339,000 | 2,480,000 |
| Pretax income | 4,731,000 | 8,511,000 | 14,291,000 | 19,653,000 |
| Income tax | 1,102,000 | 1,943,000 | 3,336,000 | 4,598,000 |
| Net income | 3,629,000 | 6,568,000 | 10,955,000 | 15,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,743,000 | 127,463,000 | 129,334,000 | 131,943,000 |
| Total capital | — | — | 142,338,000 | 143,750,000 |
| Risk-weighted assets | — | — | 1,046,510,000 | 1,082,582,000 |