Call reports 2020
CNB BANK & TRUST, NA — 2020
What CNB BANK & TRUST, NA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,338,345,000 | 1,468,095,000 | 1,484,046,000 | 1,492,424,000 |
| Total loans | 905,858,000 | 996,617,000 | 963,987,000 | 936,254,000 |
| Allowance for loan losses | 11,793,000 | 12,505,000 | 14,113,000 | 10,659,000 |
| Securities available for sale | 258,519,000 | 270,892,000 | 334,581,000 | 371,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,139,913,000 | 1,239,741,000 | 1,255,476,000 | 1,261,296,000 |
| Interest-bearing deposits | 953,411,000 | 991,448,000 | 1,011,370,000 | 1,005,197,000 |
| Noninterest-bearing deposits | 186,502,000 | 248,293,000 | 244,106,000 | 256,099,000 |
| Equity capital | 139,754,000 | 148,553,000 | 151,667,000 | 154,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,325,000 | 29,196,000 | 43,806,000 | 57,031,000 |
| Interest expense | 3,194,000 | 5,800,000 | 8,075,000 | 10,005,000 |
| Net interest income | 11,131,000 | 23,396,000 | 35,731,000 | 47,026,000 |
| Noninterest income | 2,430,000 | 5,570,000 | 9,453,000 | 13,000,000 |
| Noninterest expense | 8,269,000 | 17,018,000 | 26,508,000 | 36,029,000 |
| Provision for loan losses | 639,000 | 3,328,000 | 4,551,000 | 4,740,000 |
| Pretax income | 4,653,000 | 8,620,000 | 14,125,000 | 19,257,000 |
| Income tax | 1,162,000 | 2,089,000 | 3,483,000 | 4,746,000 |
| Net income | 3,491,000 | 6,531,000 | 10,642,000 | 14,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,363,000 | 116,198,000 | 119,176,000 | 122,030,000 |
| Total capital | 126,514,000 | — | — | — |
| Risk-weighted assets | 976,253,000 | — | — | — |