Call reports 2019
CNB BANK & TRUST, NA — 2019
What CNB BANK & TRUST, NA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,315,488,000 | 1,299,391,000 | 1,321,421,000 | 1,333,230,000 |
| Total loans | 935,578,000 | 931,407,000 | 929,079,000 | 930,232,000 |
| Allowance for loan losses | 10,985,000 | 10,827,000 | 11,245,000 | 11,655,000 |
| Securities available for sale | 243,314,000 | 252,188,000 | 239,836,000 | 235,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,634,000 | 1,110,220,000 | 1,120,724,000 | 1,121,580,000 |
| Interest-bearing deposits | 946,825,000 | 928,222,000 | 937,389,000 | 935,487,000 |
| Noninterest-bearing deposits | 185,809,000 | 181,998,000 | 183,335,000 | 186,093,000 |
| Equity capital | 128,729,000 | 134,012,000 | 137,914,000 | 140,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,697,000 | 29,730,000 | 44,683,000 | 59,585,000 |
| Interest expense | 3,316,000 | 6,898,000 | 10,492,000 | 14,119,000 |
| Net interest income | 11,381,000 | 22,832,000 | 34,191,000 | 45,466,000 |
| Noninterest income | 2,041,000 | 4,597,000 | 7,507,000 | 10,204,000 |
| Noninterest expense | 8,552,000 | 17,413,000 | 26,108,000 | 34,737,000 |
| Provision for loan losses | 825,000 | 1,062,000 | 1,558,000 | 2,091,000 |
| Pretax income | 4,045,000 | 8,915,000 | 13,994,000 | 18,805,000 |
| Income tax | 993,000 | 2,214,000 | 3,502,000 | 4,708,000 |
| Net income | 3,052,000 | 6,701,000 | 10,492,000 | 14,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,710,000 | 106,276,000 | 109,433,000 | 111,955,000 |
| Total capital | 115,017,000 | 117,461,000 | 121,037,000 | 123,968,000 |
| Risk-weighted assets | 957,103,000 | 956,413,000 | 995,596,000 | 1,006,632,000 |