Call reports 2018
CNB BANK & TRUST, NA — 2018
What CNB BANK & TRUST, NA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 946,415,000 | 929,841,000 | 952,311,000 | 984,073,000 |
| Total loans | 715,111,000 | 732,911,000 | 741,084,000 | 756,322,000 |
| Allowance for loan losses | 8,605,000 | 8,834,000 | 9,276,000 | 9,268,000 |
| Securities available for sale | 141,283,000 | 140,045,000 | 134,622,000 | 131,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,849,000 | 814,057,000 | 832,844,000 | 861,192,000 |
| Interest-bearing deposits | 687,982,000 | 672,315,000 | 693,415,000 | 717,146,000 |
| Noninterest-bearing deposits | 140,867,000 | 141,742,000 | 139,429,000 | 144,046,000 |
| Equity capital | 84,230,000 | 77,935,000 | 77,885,000 | 79,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,076,000 | 20,480,000 | 31,063,000 | 42,157,000 |
| Interest expense | 1,581,000 | 3,338,000 | 5,488,000 | 8,079,000 |
| Net interest income | 8,495,000 | 17,142,000 | 25,575,000 | 34,078,000 |
| Noninterest income | 1,048,000 | 2,271,000 | 3,396,000 | 4,629,000 |
| Noninterest expense | 5,764,000 | 11,432,000 | 17,516,000 | 23,583,000 |
| Provision for loan losses | 495,000 | 831,000 | 1,527,000 | 2,204,000 |
| Pretax income | 3,284,000 | 7,134,000 | 9,912,000 | 12,904,000 |
| Income tax | 816,000 | 1,821,000 | 2,515,000 | 3,268,000 |
| Net income | 2,468,000 | 5,313,000 | 7,397,000 | 9,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,023,000 | 74,912,000 | 75,792,000 | 76,890,000 |
| Total capital | 89,950,000 | 84,068,000 | 85,165,000 | 86,448,000 |
| Risk-weighted assets | 725,441,000 | 734,949,000 | 749,493,000 | 764,597,000 |