Call reports 2016
CNB BANK & TRUST, NA — 2016
What CNB BANK & TRUST, NA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 887,197,000 | 888,401,000 | 901,629,000 | 940,398,000 |
| Total loans | 645,751,000 | 659,867,000 | 688,258,000 | 693,156,000 |
| Allowance for loan losses | 7,727,000 | 7,872,000 | 8,244,000 | 8,767,000 |
| Securities available for sale | 161,016,000 | 157,400,000 | 150,977,000 | 149,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,652,000 | 786,903,000 | 790,661,000 | 832,259,000 |
| Interest-bearing deposits | 664,572,000 | 671,304,000 | 671,341,000 | 698,999,000 |
| Noninterest-bearing deposits | 122,080,000 | 115,599,000 | 119,320,000 | 133,260,000 |
| Equity capital | 76,156,000 | 78,323,000 | 79,723,000 | 78,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,732,000 | 17,526,000 | 26,783,000 | 36,539,000 |
| Interest expense | 1,223,000 | 2,471,000 | 3,723,000 | 5,046,000 |
| Net interest income | 7,509,000 | 15,055,000 | 23,060,000 | 31,493,000 |
| Noninterest income | 1,036,000 | 2,269,000 | 3,368,000 | 4,530,000 |
| Noninterest expense | 5,096,000 | 10,226,000 | 15,462,000 | 21,614,000 |
| Provision for loan losses | 296,000 | 586,000 | 1,014,000 | 1,577,000 |
| Pretax income | 3,153,000 | 6,531,000 | 9,971,000 | 12,852,000 |
| Income tax | 1,065,000 | 2,219,000 | 3,452,000 | 4,436,000 |
| Net income | 2,088,000 | 4,312,000 | 6,519,000 | 8,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,372,000 | 71,991,000 | 73,598,000 | 74,813,000 |
| Total capital | 78,335,000 | 80,065,000 | 82,092,000 | 83,559,000 |
| Risk-weighted assets | 654,317,000 | 648,352,000 | 686,386,000 | 699,314,000 |