Call reports 2015
CNB BANK & TRUST, NA — 2015
What CNB BANK & TRUST, NA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 818,275,000 | 802,715,000 | 841,890,000 | 853,168,000 |
| Total loans | 561,684,000 | 582,230,000 | 605,683,000 | 637,872,000 |
| Allowance for loan losses | 6,581,000 | 6,652,000 | 6,869,000 | 7,389,000 |
| Securities available for sale | 165,666,000 | 165,244,000 | 158,504,000 | 163,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,639,000 | 697,605,000 | 735,650,000 | 749,974,000 |
| Interest-bearing deposits | 604,191,000 | 587,558,000 | 625,260,000 | 628,387,000 |
| Noninterest-bearing deposits | 112,448,000 | 110,047,000 | 110,390,000 | 121,587,000 |
| Equity capital | 71,237,000 | 71,656,000 | 72,973,000 | 74,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,861,000 | 15,957,000 | 24,330,000 | 33,028,000 |
| Interest expense | 1,045,000 | 2,096,000 | 3,214,000 | 4,402,000 |
| Net interest income | 6,816,000 | 13,861,000 | 21,116,000 | 28,626,000 |
| Noninterest income | 1,022,000 | 2,064,000 | 3,168,000 | 4,196,000 |
| Noninterest expense | 5,023,000 | 9,982,000 | 15,492,000 | 20,625,000 |
| Provision for loan losses | 370,000 | 707,000 | 987,000 | 1,705,000 |
| Pretax income | 2,446,000 | 5,247,000 | 7,847,000 | 10,534,000 |
| Income tax | 836,000 | 1,784,000 | 2,654,000 | 3,580,000 |
| Net income | 1,610,000 | 3,463,000 | 5,193,000 | 6,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,039,000 | 67,470,000 | 67,820,000 | 68,930,000 |
| Total capital | 72,831,000 | 74,330,000 | 74,897,000 | 76,542,000 |
| Risk-weighted assets | 594,427,000 | 586,685,000 | 622,268,000 | 645,712,000 |