Call reports 2014
CNB BANK & TRUST, NA — 2014
What CNB BANK & TRUST, NA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 760,121,000 | 751,019,000 | 779,446,000 | 788,764,000 |
| Total loans | 485,340,000 | 501,846,000 | 525,163,000 | 556,250,000 |
| Allowance for loan losses | 5,745,000 | 5,589,000 | 5,992,000 | 6,348,000 |
| Securities available for sale | 167,928,000 | 169,552,000 | 162,832,000 | 155,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 668,857,000 | 660,934,000 | 677,719,000 | 686,659,000 |
| Interest-bearing deposits | 554,140,000 | 545,460,000 | 569,984,000 | 576,055,000 |
| Noninterest-bearing deposits | 114,717,000 | 115,474,000 | 107,735,000 | 110,604,000 |
| Equity capital | 65,809,000 | 67,560,000 | 68,069,000 | 69,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,401,000 | 14,990,000 | 22,649,000 | 30,689,000 |
| Interest expense | 970,000 | 1,951,000 | 2,959,000 | 3,998,000 |
| Net interest income | 6,431,000 | 13,039,000 | 19,690,000 | 26,691,000 |
| Noninterest income | 811,000 | 1,764,000 | 2,892,000 | 3,801,000 |
| Noninterest expense | 4,972,000 | 9,836,000 | 15,314,000 | 20,106,000 |
| Provision for loan losses | 303,000 | 792,000 | 1,296,000 | 1,649,000 |
| Pretax income | 1,967,000 | 4,177,000 | 5,974,000 | 8,781,000 |
| Income tax | 664,000 | 1,426,000 | 1,988,000 | 3,000,000 |
| Net income | 1,303,000 | 2,751,000 | 3,986,000 | 5,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,626,000 | 60,549,000 | 61,260,000 | 62,731,000 |
| Total capital | 65,371,000 | 66,138,000 | 67,252,000 | 69,079,000 |
| Risk-weighted assets | 542,056,000 | 531,051,000 | 550,721,000 | 577,839,000 |