Call reports 2013
CNB BANK & TRUST, NA — 2013
What CNB BANK & TRUST, NA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 729,000,000 | 714,164,000 | 713,187,000 | 718,037,000 |
| Total loans | 446,213,000 | 437,037,000 | 459,096,000 | 483,100,000 |
| Allowance for loan losses | 5,598,000 | 5,527,000 | 5,448,000 | 5,711,000 |
| Securities available for sale | 153,831,000 | 167,431,000 | 172,607,000 | 164,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,315,000 | 630,939,000 | 627,298,000 | 633,669,000 |
| Interest-bearing deposits | 538,617,000 | 529,436,000 | 528,236,000 | 526,069,000 |
| Noninterest-bearing deposits | 106,698,000 | 101,503,000 | 99,062,000 | 107,600,000 |
| Equity capital | 64,461,000 | 63,650,000 | 63,947,000 | 64,406,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,086,000 | 14,053,000 | 21,252,000 | 28,927,000 |
| Interest expense | 1,096,000 | 2,146,000 | 3,163,000 | 4,200,000 |
| Net interest income | 5,990,000 | 11,907,000 | 18,089,000 | 24,727,000 |
| Noninterest income | 780,000 | 1,580,000 | 2,310,000 | 3,502,000 |
| Noninterest expense | 4,308,000 | 8,489,000 | 13,101,000 | 18,846,000 |
| Provision for loan losses | 706,000 | 814,000 | 889,000 | 1,249,000 |
| Pretax income | 1,756,000 | 4,184,000 | 6,409,000 | 8,179,000 |
| Income tax | 406,000 | 1,190,000 | 1,971,000 | 2,612,000 |
| Net income | 1,350,000 | 2,994,000 | 4,438,000 | 5,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,274,000 | 57,382,000 | 58,273,000 | 58,847,000 |
| Total capital | 61,873,000 | 62,909,000 | 63,721,000 | 64,558,000 |
| Risk-weighted assets | 504,417,000 | 494,791,000 | 512,472,000 | 530,710,000 |